The Building Consultancy & Advisory
Finance referral pathway

Build planning,
finance handled by
licensed professionals.

BCA helps define your construction brief, indicative build budget and project sequence. If you would like lending support, we can introduce you to a separate, appropriately licensed mortgage broker who handles credit advice, loan comparisons and applications directly with you.

Request a broker introductionSee how it works
An introduction is optional and does not guarantee loan approval.
Build definitionBrief and indicative budget
Your choiceUse any broker or lender
Licensed adviceHandled independently
Build coordinationClear information and timing
01
One journey, two specialist roles

Clarity at every
decision point.

Your finance and construction planning influence one another, but they require different expertise. BCA keeps the construction brief, indicative budget and delivery pathway clear. Any credit advice or lending assistance remains directly between you and the licensed professional you choose.

Licensed finance professional

Finance handled separately.

  • Discusses your financial circumstances and objectives
  • Provides credit advice and compares suitable loan options
  • Prepares and manages any credit application
  • Explains lender requirements, rates, fees and conditions
  • Communicates the lending outcome directly with you
The BCA construction advisory

The build made clear.

  • Defines the construction brief and priorities
  • Establishes an indicative build budget and sequence
  • Compares builders, scopes and meaningful inclusions
  • Negotiates the construction offer and documents decisions
  • Oversees construction progress through handover
House key, architectural drawings and material samples at a completed home
From position to project

Finance informs the plan. It does not replace it.

A clear lending position can help shape a realistic construction brief. BCA then uses that project information to guide builder comparison, negotiations, construction oversight and handover.

The result is a more connected path from early planning to receiving the keys.
The pathway

From first brief to final handover.

  1. 01Define the buildBCA clarifies your objectives, priorities, project scope and an indicative construction budget.
  2. 02Choose your finance routeContinue with your own broker or lender, or ask BCA for an optional introduction to a separate licensed mortgage broker.
  3. 03Credit handled independentlyThe licensed professional discusses your circumstances, provides any credit advice and manages the lending process directly with you.
  4. 04Coordinate project informationWith your consent, relevant build information and timing can be aligned without BCA providing or influencing credit advice.
  5. 05Compare and negotiateBCA tests builder offers, meaningful inclusions, exclusions, allowances and the construction pathway.
  6. 06Oversee deliveryThe build is monitored through construction, review, completion and handover support.
Your choice remains central

Use your own provider, or request an introduction.

You are free to use any mortgage broker or lender. BCA's construction advisory service does not depend on accepting a referral, and your contact details will only be shared after you give consent.

Option 01

Request a broker introduction

Ask BCA to begin the introduction process. Before any details are shared, the separate provider and any applicable referral benefit will be disclosed.

Request an introduction
Option 02

Continue with my own broker

Keep your existing finance relationship while BCA focuses on the construction brief, builder comparison, negotiation and delivery.

Plan my build

Important finance disclosure

BCA is a construction advisory business. BCA is not a lender, mortgage broker or credit representative and does not provide credit assistance, recommend credit contracts, compare loans or arrange credit. Any lending advice or credit assistance is provided solely by the licensed broker or lender you choose.

Loan approval, amounts, rates, fees, conditions and timing are determined by the lender and are not guaranteed. You may use any broker or lender. If BCA may receive a benefit for a referral, the nature of that benefit will be disclosed before your details are shared. BCA will only share your name and contact details with your consent.

Construction planning with a clearer path

Start with the build you want to achieve.

Bring your goals, your preferred finance provider or a request for an introduction. BCA will keep the construction pathway clear from the first brief through to handover.

Discuss the finance pathway
info@thebca.com.au0422 352 352
WhatsApp